MasterCard is arguably one of the most favored online payment methods and it’s an ideal choice for New Jersey players who wish to make secure deposits at internet gambling sites. Luckily, almost all New Jersey online casinos accept MasterCard credit cards as a preferred method of transferring funds into your gambling account. Their cards are secure, quick, and hassle-free to use, not to mention they are equally effective for online casino withdrawals, too.
To help kick start your internet gambling and sports betting experience on the right foot, we’ve done the legwork and listed some of the best online NJ casinos for MasterCard deposits. The odds are good that you already own a credit or debit card from MasterCard, so go ahead and read through our guide for everything you need to know about depositing to casinos using MasterCard.
You’ll learn more about the MasterCard deposit methods available for online casino games, which online casinos accept MasterCard, its fees, speed, safety, and security, as well as the perks and downsides of using it for online casino deposits.
MasterCard is a highly regarded payment processor and the brand behind some of the leading credit, debit, and prepaid cards. The vast majority of MasterCard cards are offered in partnership with banks, credit unions, retailers, and other financial institutions. Add in its massive popularity across the globe, and it’s easy to understand why MasterCard is the most sought-after method for online casino players to move funds into their gambling accounts.
As one of the two leading credit card providers, MasterCard cooperates with over 25,000 local banks, international banks, and an array of other financial organizations. This makes it extremely easy and convenient for gamblers to find the right kind of MasterCard-backed credit or debit card for their banking and online casino deposit needs.
On the flip side, it’s easy for online casinos to accept MasterCard deposits. Today, MasterCard-branded cards are readily accepted at more than 300 different NJ online casinos, from poker rooms and slot havens to full-fledged gambling sites. In fact, in the current internet gambling landscape, MasterCard offers most US players one of the most fuss-free and convenient methods for funding online casino accounts.
As a payment tool, MasterCard is incredibly versatile and secure. To get one, you need do is visit your local credit union, bank, or some other major lender that issues their credit or debit cards. Prior to obtaining your card, you must fill out a standard application, making sure that you understand what type of MasterCard is suitable for your needs. Although MasterCard credit and debit cards are widely available and readily acceptable worldwide, online New Jersey casino players sometimes opt for prepaid cards because of the freedom, control, and sense of anonymity they offer.
As you’ll soon find out, all gambling sites that list credit cards as a method for deposits will almost always accept MasterCard (as well as Visa) under the umbrella. However, given that a huge number of NJ casinos typically accept MasterCard, it can be tricky to choose the right one to play your favorite games. Often, you’ll have to consider the reputation of the site, its licensing, whether it accepts US players, and the quantity & quality of the games at the New Jersey casino lobby.
Clearly, there are many factors to put into consideration to narrow your search. Thankfully, we’ve done much of the heavy lifting for you, so you don’t have to spend countless hours doing research. Our team of gambling experts has compiled a shortlist of the very best NJ online casinos that allow for hassle-free MasterCard deposits. Select your favorite site and enjoy their secure banking, top-notch game selection, superior customer support, and lots of lucrative bonuses to boot.
Brief History of MasterCard Casino Deposit
There’s no doubt that MasterCard is one of the most preferred NJ online casino banking options you can leverage for your New Jersey casino deposits. US players love it for its availability, speed of processing, and simplicity. You’ll find that making MasterCard deposits is very convenient, enabling gamblers to fund their NJ casino accounts quickly and start gambling in a matter of minutes.
From a historical standpoint, MasterCard is among the pioneers of the credit card industry; they’ve been around for more than half a century. It was initially called Master Charge, a name that was coined by the First National Bank of Louisville, Kentucky.
MasterCard (or Master Charge to be precise) was originally established by the Interbank Card Association (ICA) in 1966 to go up against what was then the only credit card in the US, Bank of America’s BankAmericard (which later became Visa). Currently, MasterCard is one of the largest card issues in the globe, second only to its biggest competitor Visa.
Debit cards and credit cards issued by MasterCard have for many years been regarded as the best payment method by millions of users all over the world. They are accepted for online payment at myriad online merchants, websites, marketplaces, and service companies.
Hundreds of iGaming operators allow their users to make deposits using their MasterCard-branded debit, credit, and prepaid cards. Unfortunately, a small percentage of these gambling establishments don’t allow members to use MasterCard as a method for withdrawing their winnings. This issue isn’t limited to MasterCard; the same is true for those using Visa, Maestro, Amex, and Discover Card.
Be that as it may, you’ll find a variety of legitimate online NJ casinos that allow both MasterCard deposits and withdrawals. In fact, an influx of online New Jersey casino players use their MasterCard credit/debit cards to finance their online gambling activities. Continue reading to find out how to use this method of funding NJ casino accounts.
How to Make Online New Jersey Casino Deposits using MasterCard
As a well-established and highly reputable payment processor, making a MasterCard deposit should be fairly easy. New Jersey Online casinos that accept this method of payment often make the whole process simple and straightforward; typically less than 5 minutes is needed for any transaction. Players can quickly make MasterCard deposits and plunge into gaming action without any dilly-dallying.
MasterCard is known for using hyper-class security measures and the latest encryption techniques to ensure each deposit is safe and secure. The deposit process takes a few to-the-point steps:
Step 1: Obtain your MasterCard card. This shouldn’t be a problem for most US-based players because MasterCard offers a varied line-up of credit, debit, and prepaid cards for its customers. You can obtain a MasterCard-branded card from savings & loans, local banks, major banks, and other lending or financial institutions. Make sure your bank account is linked to your MasterCard-issued card so you can make NJ casino deposits with greater ease.
Step 2: Make sure you have a gambling account with a trustworthy MasterCard New Jersey online casino. Opening a gaming account at the best NJ online casinos should be easy. You can do it in a few minutes and it’s free.
Step 3: Choose MasterCard as your preferred deposit method. Simply visit the cashier section of the NJ online casino. Under the deposit page, click on the MasterCard logo; it should be effortlessly easy to spot. If the New Jersey casino offers several MasterCard deposit options (i.e., credit card, debit card, or prepaid card), select the one that’s appropriate for your situation.
Step 4: Choose the deposit amount. With MasterCard cards, you can transfer as much as you want into your gambling account. The minimum deposit amount set by most online NJ casinos is usually $10, but you can crank it up to $10,000 or more depending on the maximum deposit amount established by the site.
Step 5: Receive your funds and start playing your favorite NJ casino games. MasterCard deposits are usually free and processed instantly. You can expect the funds to hit your online NJ casino account in a matter of minutes.
It’s paramount to remember that the amount you can deposit with MasterCard depends on your credit card limit and your bank account balance in case you’re using a debit card. In other words, you can deposit as much as you’ve got in your bank account or preferably use a line of credit to perk up your balance.
Common Issues with MasterCard Deposits
There’s no denying that MasterCard is an excellent way to push funds into your gambling account at various New Jersey online casinos. However, MasterCard deposits, especially ones made using credit cards, are not without issues. If you’ve used these credit cards for transactions at a gambling site, you know it’s always a gamble.
It’s not uncommon for deposit payments made with MasterCard to be denied or rejected at certain NJ online casinos, thus forcing you to try your luck elsewhere or use other deposit payment methods. The real issue here is that there’s no straightforward way of knowing beforehand if your deposit will be rejected or accepted at a particular NJ online casino.
The reason behind this is that MasterCard payment processing policies vary from one issuing bank or financial institution to another. Some banks, credit unions, and financial institutions are fully open to the idea of processing payments into gambling sites while others reject it entirely.
Some MasterCard issuers are somewhere in between, and they treat different online New Jersey casinos differently. The good news is that some of the best online NJ casinos featured on this guide are highly reputable and boast significantly high rates of acceptance for MasterCard deposits. Be that as it may, don’t wreck your nerves if your deposit using a MasterCard credit card doesn’t pull through.
If your deposit to a given gambling site is refused, your next best bet is to try uploading funds using the same card but with another online NJ casino. The more online NJ casino options you have, the higher the chances are that your card will eventually be accepted by one of them.
Alternatively, you can try a different MasterCard card on the same site, or change your deposit payment method altogether — after all, most NJ casinos offer e-wallets, direct deposit, ACH, Visa, Amex, and other e-payment options in addition to MasterCard credit and debit cards.
Another notable issue with MasterCard deposits is that some players may be concerned about sharing their sensitive credit/debit card details with ill-reputable online NJ casinos. MasterCard payments are 100% safe and secure, but privacy concerns on the side of the NJ casino trouble many US players.
This is something serious to ponder, considering that several other payment options allow you to make NJ casino deposits without divulging your credit card information. If you’re too worried about safety issues to use MasterCard, you may want to consider alternative payment deposit methods, most notably PayPal, ACH, bank wire transfer, and other e-wallet services.
Which New Jersey Casinos Accept MasterCard?
MasterCard is one of only a handful of payment methods that enjoys tremendous popularity among internet gamblers and near-ubiquitous acceptance by online casinos. Some of the popular MasterCard online casinos that cater to US players include Borgata, BetMGM, PartyCasino, 888 Casino, William Hill, Caesars, SugarHouse Casino, Golden Nugget, Tropicana and Virgin Casino, 888 sportsbook, William Hill Sportsbook, DraftKings Sportsbook, Borgata Online Sportsbook, Hard Rock Sportsbook, BetMGM Sportsbook, PointsBet Sportsbook, FoxBet Sportsbook and FanDuel Sportsbook just to mention the top examples.
MasterCard Fees and Timeline
Though some MasterCard deposit transactions are rejected, those that go through are usually processed immediately. That’s part of the allure of using credit and debit cards from MasterCard to fund your online gaming wallet. Not only that; casino MasterCard deposits are typically processed at no additional charge to you. However, some issuing banks, credit unions, and other financial facilities may impose a surcharge of 2 percent in some instances.
The speed of withdrawing your cash-outs via MasterCard credit/debit cards is a little different. While casino MasterCard withdrawals are normally free, they are usually subject to a 24-hour pending period and can take a further two to four business days to hit the card account. In some cases, the issuer may charge you a fee of 2 percent of the withdrawal.
Security and Safety
As an international conglomerate with more than half a decade of experience in the financial sector, MasterCard provides top-grade security measures and protection for its members. Credit and debit cardholders in the United States can rest assured their money and financial data are in safe hands thanks to MasterCard ID Theft Protection. This protection service is free to all MasterCard customers. It helps to prevent fraud, prevent & detect identity theft, and ensure seamless resolution of fraudulent cases.
On the security front, MasterCard International employs advanced chip technology to make sure their credit and debit cards are more secure and more reliable when used for offline payments. Customers can use MasterCard SecureCode for additional protection with online payments and purchases. With this service, a special code must be entered to approve all online transactions. It works in the same manner as a card PIN at the ATM.
To protect sensitive card information, such as the 16-digital credit card number, customers can instead use MasterCard-issued unique tokens. This way, you don’t have to use the actual details appearing on your credit or debit card. MasterCard has a habit of blocking transfers made in favor of less than reputable merchants. So, if you are unknowingly dealing with an ill-reputed NJ casino, there’s a good chance that MasterCard will foil the deposit before it goes through.
The bottom line is that MasterCard takes your security and safety very seriously, so much so that the company has won a raft of awards over the years. In 2016, for instance, the company was recognized by Fortune as the seventh company to change the world. In terms of security, it has been named by Forbes as one of the Most Innovative Companies in the World for three years in a row between 2015 and 2017.
Pros of Using MasterCard for New Jersey Casino Deposits
MasterCard is the second most prominent issuer of credit cards, debit cards, and prepaid cards, in conjunction with 250,000+ financial institutions all over the world. That speaks volumes about its immense reach, popularity, and solid track record. Let’s find out why MasterCard continues to be the leader in NJ casino deposit space.
It’s simple, fast, and straightforward: The biggest draw of using MasterCard is the fact that the process of depositing funds to your online gambling account is simple and involves only a few steps. Simply visit the New Jersey casino’s cashier section, enter your MasterCard card and billing details, select the deposit amount, and that’s it. The whole process will take only a couple of minutes, if not seconds.
A reputation you can take to the bank: When putting your hard-earned dollars on the line, it’s imperative that you trust the payment process. MasterCard’s reputation speaks for itself. Even though most gambling sites do everything to safeguard your sensitive information and ensure your safety, mishaps do happen. Should your account get hacked, an error happens, or any other mishap, you should rest easy knowing that MasterCard will resolve it swiftly and effectively with little or no bother to you.
MasterCard is secure and reliable: As the second-largest credit card issuer in the globe, just a teensy bit second to Visa, MasterCard has the strongest and most powerful security measures and encryption technologies in place to make sure that your money, transactions, and banking data are safe and secure. You can bank on that!
Deposits made at the speed of money: Perhaps the most attractive aspect of making NJ casino deposits with MasterCard is that the funds will hit your gaming account almost immediately. Considering that this is a major global financial player, MasterCard is trusted so you won’t have to wait for hours or days to start enjoying your favorite NJ casino games.
Wide acceptable: This is an added bonus that will come in handy if you’re still looking for the best online New Jersey casino for your gambling needs. MasterCard is accepted in nearly all gambling sites, whether here in the US or abroad. That said, you don’t have to choose the lesser of the devils; you have a large pool of NJ casinos from which to choose so you can get the very best one.
No processing fees: Not only are MasterCard deposits done in a snap but they are also mostly processed without any additional fee.
Enjoy lucrative bonuses: Deposits made using MasterCard debit, credit, or prepaid cards normally attract large, lucrative promos and bonus offers. As such, you can claim these freebies to start your gambling experience right, perhaps perk up your bankroll, and increase your odds of winning.
Greater convenience: With mobile banking applications, you can make MasterCard deposits whenever and wherever you want.
Cons of Using MasterCard for New Jersey Casino Deposits
Funding your online NJ casino account via MasterCard does have a few downsides.
- Can attract a fee of 2% in some cases. Of course, every MasterCard credit card has a standard fee, whether that’s a transaction, interest, or annual fee.
- Most New Jersey online casinos don’t support MasterCard withdrawals, so you’ll have to arrange another method for this purpose.
- Not everyone is eligible for a MasterCard: To obtain a credit card issued by MasterCard, you must apply for it. If you don’t have the kind of credit required, you may not be able to qualify for it. Let’s not forget that the process of obtaining the card can be tedious and may involve a significant amount of paperwork.
MasterCard Deposits FAQs
1. Is it possible to deposit using a MasterCard prepaid card?
That’s typically the case. However, whether it’ll be accepted or rejected will depend solely on the online NJ casino you have selected to use. Just to be on the safe side, be sure to get in touch directly with their customer reps to find out any MasterCard deposit policies and limitations.
2. Can I use my MasterCard debit card to make an NJ casino deposit?
Mostly yes, but it also depends largely on the particular gambling site you have chosen. If a credit card issued by MasterCard is acceptable at a given casino, then a debit card is most likely to get the green light, as well.
3. Why should I use MasterCard for New Jersey casino deposits?
MasterCard is a well-known payment method that guarantees your safety and the security of your sensitive information. It’s also readily accepted in over 300 US-facing New Jersey online casinos, so it should be right up your alley. MasterCard deposits are typically easy, simple, and straightforward to make, plus your funds will appear almost instantly.
4. Which is safer to use: MasterCard debit or credit card?
All things considered, it’s much safer to use a MasterCard credit card than a debit card. That’s because MasterCard credit cards come with an extra layer of protection should your account be hacked or information stolen.
5. Will I incur any extra charges when depositing using a MasterCard?
Usually, no. When you deposit using a MasterCard credit or debit card at a reputable NJ online casino, you won’t be charged anything extra on top of the deposit amount. The New Jersey casino will take care of the processing costs from their side so that the entire amount reaches your gambling account.